Senior Fraud Investigator

Company: Disability Solutions
Location: Phoenix
Posted on: January 24, 2025

Job Description:

Job Title:Senior Fraud InvestigatorLocation:CityScapeWhat you'll do:The Senior Fraud Investigator is responsible for mitigating losses to Western Alliance Bank (WAB) and it's customers by identifying, preventing, and recovering funds targeted by fraudulent activity. This position involves frequent interaction with internal and external business partners, to include Human Resources, Law Enforcement, Legal, and other areas. This position requires experience conducting complete investigations and reporting fraud events as appropriate. Areas of focus include all forms of payment rails (wire transfers, check and ACH transactions, network compromise events, mortgage fraud, and more). This position will also assist with investigations concerning internal threats and external threats and developing partnerships with investigators for other financial institutions and law enforcement partners.

• Monitor inbound fraud case referrals and initiate cases within the fraud management database tool. Ability to create clear and concise case reports to document the activity.
• Manage cases created to track fraud events, including recoveries, losses, and other correspondence with multiple business lines in the Bank.
• Refer cases to the Financial Crimes Compliance AML team for appropriate filings.
• Refer cases to law enforcement partners for prosecution and potential recoveries.
• Work with other financial institutions for the purposes of preventing fraud and recovering funds.
• Work proactively with the Fraud Monitoring team to investigate alerting transactions.
• Work proactively with other business lines to investigate physical security and corporate security investigations pertaining to insider and outsider threats to the Bank.
• Must have an ability to investigate fraud incidents thoroughly and report them timely and completely.
• Assist with projects, regulatory examinations, internal audits and other tasks as assigned.
• Escalate operational deficiencies as needed and assist with solving the issues.
• Educate other working lines within the Bank with regard to reporting and identifying fraud events.What you'll need:
  • BS/BA preferred (or equivalent work/military/law enforcement experience).
  • Ability to be a self-starter and ability to problem solve are essential.
  • Ability to review account activity for unusual activity is a must.
  • 3+ years prior experience in a fraud investigations role, or similar financial crime investigation role.
  • 4+ years' experience in Banking/Branch Operations, to include check/wire/ACH/ network compromise investigations. Additional experience with Mortgage Fraud or Digital Currency preferred.
  • Knowledge in customer authentication and security protocols desired, as well as experience with fraud operations and fraud strategy.
  • Experience with payment return guidelines, as well as Reg E claims, Identity Theft, Electronic Payments, Elder Financial Exploitation, FinTech, and Cyber Crime events.
  • Ability to work in a collaborative team environment to ensure the meeting of team deadlines.
  • Strong writing skills and communication skills, along with intermediate proficiency with Microsoft Office.
  • Ability to adhere to Bank policy and procedures and maintain strict confidentiality.
  • Experience with commercial banking is highly desired, to include international investigations.
  • Ability to conduct analytical research, complete comprehensive reports from the research, and demonstrate an aptitude for problem solving.
  • CFE and/or ACAMS certifications preferred.
  • Interview experience is also preferred.
  • Prior Law Enforcement candidates with experience in financial crimes investigations will also be considered for this role.Benefits you'll love:We offer all the important things you'd want - like competitive salaries, an ownership stake in the company, medical and dental insurance, time off, a great 401k matching program, tuition assistance program, an employee volunteer program, and a wellness program. In addition, you'll have the opportunity to bolster your business knowledge, learning the ins and outs of how successful companies operate and manage their finances, giving you invaluable hands-on experience to help grow your career!About the company:Western Alliance Bank is a wholly owned subsidiary of Western Alliance Bancorporation. Alliance Bank of Arizona, Alliance Association Bank, Bank of Nevada, Bridge Bank, First Independent Bank, and Torrey Pines Bank are divisions of Western Alliance Bank; Member FDIC. AmeriHome Mortgage is a Western Alliance Bank company.Western Alliance Bancorporation is committed to equal employment and will consider all qualified applicants without regard to race, sex, color, religion, age, nation origin, marital status, disability, protected veteran status, sexual orientation, gender identity or genetic information. Western Alliance Bancorporation is committed to working with and providing reasonable accommodations for individuals with disabilities. If you are an individual with a disability and require a reasonable accommodation to complete any part of the application process and/or need an alternative method of applying, please email HR@westernalliancebank.com or call 602-386-2488. When contacting us, please provide your contact information and state the nature of your accessibility issue. We will only respond to inquiries concerning requests that involve a reasonable accommodation in the application process.-- Western Alliance Bancorporation

Keywords: Disability Solutions, Prescott , Senior Fraud Investigator, Accounting, Auditing , Phoenix, Arizona