Senior Credit Analyst, Multifamily & Affordable Housing

Company: Disability Solutions
Location: Phoenix
Posted on: January 25, 2025

Job Description:

Job Title:Senior Credit Analyst, Multifamily & Affordable HousingLocation:CityScapeWhat you'll do:Our Affordable Housing Team is seeking a Senior Credit Analyst to assist in analyzing, structuring, underwriting and coordinating the closing of major and complex commercial loans in compliance with the Bank's lending policies and procedures. The Senior Credit Analyst will work with the Relationship Manager to manage loans to ensure the credit risks are responsibly monitored and identified. This position will assist in attaining established Bank, region and branch goals through active participation in underwriting and closing desirable credits with the Relationship Manager. The Sr. CA is responsible for assuring compliance with all Bank policies and procedures, as well as, all applicable state and federal banking regulations.

• Work closely with the Portfolio Manager to perform financial statement analyses, typically involving complex and interlocking relationships.
• Complete annual reviews on existing multifamily products, inclusive of property level & guarantor financial analysis.
• Assist underwriters and business development officers in obtaining information needed to underwrite the credit requests.
• Assist in the preparation of any reports required by the line of business.
• Performs industry analysis and provides recommendations.
• Inform CCO/Loan Officers of relevant trends of specific loans, portfolios or industries.
• Providing credit information and references for customers, loan officers, or other agencies as requestedWhat you'll need:
  • Bachelor's Degree from a 4 year college or university, preferably in Finance or Accounting
  • 1-3 years Commercial underwriting experience at a financial institution.
  • Exceptional credit knowledge and underwriting skills in Commercial Real Estate lending.
  • Advanced experience, knowledge and training in financial statement and tax return analysis typically resulting from a combination of education in accounting, financial and/or credit analysis or related areas.
  • Strong portfolio management skills allowing for timely identification of credit concerns by bringing items of concern to the Relationship Managers attention;
  • Outstanding presentation, verbal and written communication skills.
  • Ability to work well with others in a collaborative team environment.
  • Excellent ability to juggle multiple credit requests at once.
  • Self-starter, entrepreneurial attitude and an upbeat positive outlook.Compensation: Hourly range for new hires is generally $37.00 for Los Angeles, CA. Salary amount is determined by specific job location. In addition, the role may be eligible for annual bonus/incentives earned.Benefits you'll love:We offer all the important things you'd want - like competitive salaries, an ownership stake in the company, medical and dental insurance, time off, a great 401k matching program, tuition assistance program, an employee volunteer program, and a wellness program. In addition, you'll have the opportunity to bolster your business knowledge, learning the ins and outs of how successful companies operate and manage their finances, giving you invaluable hands-on experience to help grow your career!About the company:Western Alliance Bank is a wholly owned subsidiary of Western Alliance Bancorporation. Alliance Bank of Arizona, Alliance Association Bank, Bank of Nevada, Bridge Bank, First Independent Bank, and Torrey Pines Bank are divisions of Western Alliance Bank; Member FDIC. AmeriHome Mortgage is a Western Alliance Bank company.Western Alliance Bancorporation is committed to equal employment and will consider all qualified applicants without regard to race, sex, color, religion, age, nation origin, marital status, disability, protected veteran status, sexual orientation, gender identity or genetic information. Western Alliance Bancorporation is committed to working with and providing reasonable accommodations for individuals with disabilities. If you are an individual with a disability and require a reasonable accommodation to complete any part of the application process and/or need an alternative method of applying, please email HR@westernalliancebank.com or call 602-386-2488. When contacting us, please provide your contact information and state the nature of your accessibility issue. We will only respond to inquiries concerning requests that involve a reasonable accommodation in the application process.-- Western Alliance Bancorporation

Keywords: Disability Solutions, Prescott , Senior Credit Analyst, Multifamily & Affordable Housing, Accounting, Auditing , Phoenix, Arizona